A real plan for your money, written down.
Goal-based advisory for Indian families and MSME owners — SIPs, tax-saving, insurance and annual reviews, all documented so you are not depending on memory.
Advice you can follow without re-reading it.
- Goal mapping — retirement, education, home down-payment, emergency fund
- Risk profiling with a short, plain-English questionnaire
- Mutual fund and SIP recommendations aligned to each goal
- 80C / 80D / NPS planning integrated with your tax return
- Insurance sanity-check — term cover, health cover, motor, home
- Annual rebalancing review with a written summary
Fee-only. No commissions, ever.
- Goal mapping
- SIP starter plan
- Follow-up email
- All Starter items
- Insurance review
- Annual rebalancing
- Cash-flow planning
- Owner salary vs dividend review
- Succession and wills pointer
Straight answers.
Not sure if you need advisory? Start with the SIP or retirement calculator and then send the result to us on WhatsApp.
Retirement calculatorAre you SEBI-registered?
Paise Ki Pathshala offers advisory as part of a chartered accountant practice under The Consulting Crew group. We do not execute trades, hold custody of your money, or collect commissions from fund houses — we recommend direct plans and charge a transparent fee to you. For SEBI-RIA backed execution advice we refer you to our associated RIA.
Do you sell mutual funds or insurance?
No. We recommend direct mutual fund plans (zero trail commission) and help you buy term and health cover on your own. We do not earn commissions — that is the point of paying us a fee.
What do you ask me to share?
Income, fixed obligations (EMIs, rent, school fees), existing investments, insurance cover, and your goals with amounts and years. Nothing sensitive like net-banking passwords. We share a short questionnaire on WhatsApp before the first session.
How often should I review investments?
At minimum, once a year, and whenever there is a life event — marriage, child, job change, property purchase, or a significant income change. Our Family Plan includes quarterly check-ins.
Talk to a real advisor.
Flat quote before we start. No obligation.